Monday, March 30, 2009

The AIA American Institute of Architects.  The Institute objects are: to organize and unite in fellowship the member of the architectural profession; to promote the aesthetic, scientific and practical efficiency of the profession; to advance the science and art of planning and building by advancing the standards of architectural education, training and practice; to coordinate the building industry and the profession of architecture to insure the advancement of the living standards of people through their improved environment; and to make the profession of ever-increasing service to society.)

WoodWorks Wood Design Awards
Honor Award

SGA Architecture, LLC
Pepper Plantation Pavilion

Client:  Windallo Incorporated

Location:  Awendaw, South Carolina

Credits:  Luda Sobchuk, AIA; Patrick Parnell, RLA, ASLA; Jenny Horne, RLA, ASLA

Contractor:  Rasco General Contracting

Photography:  Jenny Horne, RLA, ASLA; Patrick Williams, ASLA


Congrats on your great work at Pepper Plantation in Mount Pleasant / Awandaw South Carolina.

Charleston MLS adding forclosure short sale field

The Charleston MLS added field for LHT the LowCountry Housing Trust.

Lowcountry Housing Trust NEW Input Field on MLS
The Lowcountry Housing Trust (LHT) input on MLS only applies to homes that are Lender Owned or are a Possible Short Sale. If your listing is not one of those, then you can leave the LHT Y/N blank. Listings that are indicated as one of these in the Special input of MLS and have selected Yes for the LHT option are automatically sent to LHT. This organization compiles a list of these properties for potential buyers. LHT is trying to secure stimulus dollars for neighborhood stabilization and may be able to help sell some of these properties to their developers using govt. funds. The listing agent is still paid. For more information, go to

email for complete list of homes in your area

Tuesday, March 17, 2009

Sunday, March 15, 2009

Credit Repair - How to help yourself

Your Rights Regarding Credit Repair
No one can legally remove accurate and timely negative information from a credit report. The law allows you to ask for an investigation of information in your file that you dispute as inaccurate or incomplete. There is no charge for this. Some people hire a company to investigate on their behalf, but anything a credit repair clinic can do legally, you can do for yourself at little or no cost. According to the Fair Credit Reporting Act (FCRA):
You’re entitled to a free report if a company takes “adverse action” against you, like denying your application for credit, insurance, or employment. You have to ask for your report within 60 days of receiving notice of the action. The notice will give you the name, address, and phone number of the consumer reporting company. You’re also entitled to one free report a year if you’re unemployed and plan to look for a job within 60 days; if you’re on welfare; or if your report is inaccurate because of fraud, including identity theft.
Each of the nationwide consumer reporting companies — Equifax, Experian, and TransUnion — is required to provide you with a free copy of your credit report once every 12 months, if you ask for it. The three companies have a central website, a toll-free telephone number, and a mailing address for consumers to order the free annual credit reports the government entitles them to. To order, click on, call 1-877-322-8228, or complete the Annual Credit Report Request Form and mail it to:
Annual Credit Report Request ServiceP.O. Box 105281Atlanta, GA 30348-5281
You can use the form in this brochure, or you can print it from You may order reports from each of the three consumer reporting companies at the same time, or you can stagger your requests, ordering one from each company throughout the year from the central address. Don’t contact the three nationwide consumer reporting companies individually or at another address because you may end up paying for a report that you’re entitled to get for free. In fact, each consumer reporting company may charge you up to $10.50 to purchase an additional copy of your report within a 12-month period.
It doesn’t cost anything to dispute mistakes or outdated items on your credit report. Under the FCRA, both the consumer reporting company and the information provider (that is, the person, company, or organization that provides information about you to a consumer reporting company) are responsible for correcting inaccurate or incomplete information in your report. To take advantage of all your rights under the FCRA, contact the consumer reporting company and the information provider.

Wednesday, March 4, 2009

A big thank you for the panel that let us live a day in their lives as full time investors.
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